Medicare

Medicare Insurance Services

Choosing the right Medicare plan can be overwhelming. At Care to Insure, we’re here to help simplify the process. We offer knowledge and understanding about Original Medicare, including Part A and Part B, Medicare Advantage, and Medicare Supplement plans. Whether you’re considering Medicare for the first time or reviewing your current plan, our team of licensed agents will help you select the coverage that best suits your lifestyle and budget.

Medicare is a federal health insurance program designed primarily for individuals aged 65 and older. It also covers certain individuals under the age of 65 with qualifying disabilities. Medicare provides essential coverage for hospital stays, doctor visits, prescription medications, preventive services, and more.

Understanding Medicare can be a challenge. At Care to Insure, we aim to provide clarity and understanding about Medicare.

Original Medicare

Original Medicare, made up of Part A (Hospital Insurance) and Part B (Medical Insurance), is the foundation of Medicare. Here’s what you need to know:

Part A: Hospital Insurance

No monthly premium for those who have worked and paid Medicare taxes for 40+ quarters.
Have a yearly out-of-pocket maximum for copays, deductibles, and coinsurance paid by the enrollee.
Often include drug coverage with $0 to low monthly premiums.
Often include additional benefits like vision, dental, and hearing coverage.

At “Care to Insure”, we understand how crucial it is for seniors to find the right plan.

Medicare Supplement (Medigap)

Medicare Supplement plans work alongside Original Medicare (Part A and Part B) to help cover some of the costs that Original Medicare doesn’t cover.

Monthly premiums vary and depend on the plan selected, the insurance carrier, and the state the client lives in.
Plans are labeled A through N.
All plans offer the same basic benefits, but some offer additional benefits, allowing you to choose a plan that best meets your needs.
If you have Original Medicare as your primary health insurance coverage, Medicare Supplement Insurance is available to help pay some of the remaining health care costs that Original Medicare does not cover.
A separate drug plan must be purchased for drug coverage.

Ready to compare and enroll in a Medicare Advantage plan? Contact our licensed insurance agents for assistance.

Disclaimer: Please note, this is a solicitation of insurance. Our licensed insurance agents are contracted with multiple carriers offering Medicare Advantage and Prescription Drug plans, each with a Medicare contract. Enrollment depends on contract renewal. Contact may be made by a licensed insurance agent or insurance company. We do not offer every available plan in your area. Any information we provide is limited to those plans we do offer in your area. For more information on all your options, please contact Medicare.gov or call 1-800-MEDICARE (TTY: 1-877-486-2048), available 24 hours a day, 7 days a week

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Medicare

Medicare Insurance Services

Part A: Hospital Insurance

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